<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Joshi Lawyers blog</title><description>Plain answers to the questions Melbourne property owners, business owners and families ask their lawyer.</description><link>https://www.joshilawyers.com.au/</link><language>en-au</language><item><title>The reserve is now public. What Victoria&apos;s new auction rules mean for buyers and sellers</title><link>https://www.joshilawyers.com.au/blog/victoria-auction-reserve-price-rules-october-2026/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/victoria-auction-reserve-price-rules-october-2026/</guid><description>From 1 October 2026 a Victorian auction reserve must be published for seven days before the hammer falls. The section 32 and deposit rules change next. Here is what it does to your campaign.</description><pubDate>Sat, 07 Nov 2026 22:00:00 GMT</pubDate><category>news</category><category>auctions</category><category>underquoting</category><category>section 32</category><category>deposits</category><category>Consumer Legislation Amendment Act 2026</category><author>Dinesh Joshi</author></item><item><title>Stamp duty in Victoria: what a first home buyer actually pays in 2026 (with the maths)</title><link>https://www.joshilawyers.com.au/blog/stamp-duty-victoria-first-home-buyer-2026/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/stamp-duty-victoria-first-home-buyer-2026/</guid><description>Nothing under $600,000, a sliding scale to $750,000, and the full bill above that. Worked examples at $600k, $650k, $700k and $900k, plus the off-the-plan concession that runs to April 2027.</description><pubDate>Wed, 04 Nov 2026 22:00:00 GMT</pubDate><category>property-law</category><category>stamp duty</category><category>first home buyer</category><category>land transfer duty</category><category>off the plan</category><category>SRO</category><author>Dinesh Joshi</author></item><item><title>How property is divided after separation: the four steps, the 2025 changes, and the deadlines</title><link>https://www.joshilawyers.com.au/blog/property-settlement-after-separation-how-it-works/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/property-settlement-after-separation-how-it-works/</guid><description>There is no 50/50 rule. The court works through four steps, and since 10 June 2025 those steps are written into the Family Law Act, including the economic effect of family violence and who keeps the dog.</description><pubDate>Mon, 02 Nov 2026 22:00:00 GMT</pubDate><category>family-law</category><category>property settlement</category><category>separation</category><category>Family Law Act</category><category>family violence</category><category>superannuation</category><category>consent orders</category><category>time limits</category><author>Dinesh Joshi</author></item><item><title>Seven lease clauses that cost tenants money, and what the Retail Leases Act does about them</title><link>https://www.joshilawyers.com.au/blog/commercial-lease-clauses-that-cost-tenants/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/commercial-lease-clauses-that-cost-tenants/</guid><description>A commercial lease is the largest contract most small businesses sign and the least read. Rent reviews, outgoings, make good, options, guarantees: here is where the money goes, and the protections a retail tenant already has under Victorian law.</description><pubDate>Fri, 30 Oct 2026 22:00:00 GMT</pubDate><category>commercial-law</category><category>commercial lease</category><category>retail lease</category><category>Retail Leases Act 2003</category><category>rent review</category><category>outgoings</category><category>make good</category><category>options</category><category>personal guarantee</category><author>Dinesh Joshi</author></item><item><title>Divorce in Australia: the 12-month rule, what it costs, and how long it takes</title><link>https://www.joshilawyers.com.au/blog/divorce-australia-12-month-rule-cost-timeline/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/divorce-australia-12-month-rule-cost-timeline/</guid><description>You cannot apply until you have been separated for 12 months. After that, a divorce is mostly a form, a fee and a four-month wait. Here is the timeline, the court fee, and the four situations that need an extra document.</description><pubDate>Tue, 27 Oct 2026 22:00:00 GMT</pubDate><category>family-law</category><category>divorce</category><category>separation</category><category>12 months</category><category>court fees</category><category>FCFCOA</category><category>separation under one roof</category><author>Dinesh Joshi</author></item><item><title>The section 32: seven things to check before you sign, and the one that lets you walk away</title><link>https://www.joshilawyers.com.au/blog/section-32-vendor-statement-checklist/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/section-32-vendor-statement-checklist/</guid><description>A vendor statement is the only document in a Victorian sale that gives a buyer a right to rescind up to settlement. Here is what must be in it, what to read first, and how section 32K works.</description><pubDate>Fri, 23 Oct 2026 22:00:00 GMT</pubDate><category>property-law</category><category>section 32</category><category>vendor statement</category><category>due diligence</category><category>easements</category><category>owners corporation</category><category>building permits</category><author>Dinesh Joshi</author></item><item><title>Selling a business in Victoria: the nine things that stall settlement, and the section 52 statement</title><link>https://www.joshilawyers.com.au/blog/selling-a-business-victoria-what-stalls-settlement/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/selling-a-business-victoria-what-stalls-settlement/</guid><description>A business sale takes six to ten weeks from heads of agreement to completion when it runs well. It runs badly for predictable reasons: the lease, the licence, the staff, the finance on the equipment. Here is the list, and the one statutory document most sellers have never heard of.</description><pubDate>Tue, 20 Oct 2026 22:00:00 GMT</pubDate><category>commercial-law</category><category>business sale</category><category>section 52</category><category>lease assignment</category><category>liquor licence</category><category>PPSR</category><category>going concern</category><category>restraint of trade</category><author>Dinesh Joshi</author></item><item><title>What happens if you die without a will in Victoria</title><link>https://www.joshilawyers.com.au/blog/dying-without-a-will-victoria-intestacy/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/dying-without-a-will-victoria-intestacy/</guid><description>The Administration and Probate Act decides who gets what, in a fixed order, and it is not always your partner. Here is the order, the statutory legacy, and the three assets a will does not control anyway.</description><pubDate>Fri, 16 Oct 2026 22:00:00 GMT</pubDate><category>wills</category><category>wills</category><category>intestacy</category><category>probate</category><category>Administration and Probate Act</category><category>superannuation</category><category>estate planning</category><author>Dinesh Joshi</author></item><item><title>The cooling-off period in Victoria: three business days, and the six times it does not apply</title><link>https://www.joshilawyers.com.au/blog/cooling-off-period-victoria/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/cooling-off-period-victoria/</guid><description>You have three clear business days to walk away from a private sale contract and it costs $100 or 0.2% of the price. Here is how the days are counted, what you lose, and when the right does not exist at all.</description><pubDate>Tue, 13 Oct 2026 22:00:00 GMT</pubDate><category>property-law</category><category>cooling off</category><category>section 31</category><category>Sale of Land Act</category><category>auctions</category><category>contract review</category><author>Dinesh Joshi</author></item><item><title>What conveyancing actually costs in Melbourne, and why the cheapest quote rarely is</title><link>https://www.joshilawyers.com.au/blog/conveyancing-cost-melbourne-what-you-are-paying-for/</link><guid isPermaLink="true">https://www.joshilawyers.com.au/blog/conveyancing-cost-melbourne-what-you-are-paying-for/</guid><description>A conveyancing quote has three parts: the fee, the disbursements and the government charges. Most online quotes show you one. Here is the full settlement statement for a $900,000 purchase, line by line.</description><pubDate>Fri, 09 Oct 2026 22:00:00 GMT</pubDate><category>property-law</category><category>conveyancing</category><category>fees</category><category>disbursements</category><category>settlement</category><category>PEXA</category><category>contract review</category><author>Dinesh Joshi</author></item></channel></rss>