Plan early,
while times are good.
Asset protection works when it is done early, openly and for good reasons. We help business owners and families structure their affairs so a business failure or claim does not take everything with it.
Client reviews
Commercial law clients,
in their own words.
We engaged Joshi Lawyers for a business purchase and found them to be very professional, dedicated and helpful. Dinesh has a significant degree of knowledge in business and commercial law matters. We were advised about everything in detail and kept informed about our matter’s progress at each stage.
Anqi HuangBusiness purchase · Google review, 2017 Our first experience in Australia using any lawyer. All advice given was very fair and to the point. It was them who suggested the statutory demand process, which we used for a speedy recovery, and it worked.
GNS Group AustraliaDebt recovery · Google review, 2023 Dinesh solved my dispute in 4 months where the other lawyer I had prior took 12 months giving me no foresight on my case. Dinesh has a clear foresight in his cases and closes all objections with ease and makes you aware of your standing.
Dheeraj WadhwaniBusiness dispute · Google review, 2018 From business settlements to my recent land settlement, they have never failed to impress me. Thank you Dinesh and your team for taking the stress from us and dealing with all sorts of issues and disputes very professionally.
Aarti AroraBusiness owner and investor · Google review, 2017
Is this you?
When people come to us about asset protection and restructuring.
Each of these is a good reason to call, and none of them is too early.
- Your family home is in the name of the director who signs the guarantees.
- You are about to take on a large project or contract.
- The business has grown and personal and business assets are mixed together.
- Your accountant has suggested restructuring the group.
How we help
The time to protect assets is when nothing is wrong.
Transfers made to defeat creditors can be reversed by a trustee in bankruptcy or a liquidator, and in some cases are offences. Planning done early, for genuine reasons and for full value, is far more likely to hold.
We work with your accountant on structures that separate risk from wealth, from trading and holding entities to trusts and the ownership of the family home, and on restructuring a business that has outgrown its structure.
What we do
- A review of personal and business risk
- Holding and trading structures
- Trusts and the ownership of the family home
- Guarantees, securities and director exposure
- Group restructures, with your accountant
- Wills and succession aligned with the structure
What happens first
Your first week with us.
A matter should feel different from the first call. This is what you can expect before anything is signed or sent.
The first call: what the real question is
Most commercial matters turn on one or two points. We find them first, so the work goes where it counts.
Within the week: a strategy and a written estimate
What a good outcome looks like, how we propose to reach it, and what it will cost, before any letter is sent.
Deadlines first
Statutory demands, court documents and notices carry short time limits. We deal with those before anything else.
From then on: one senior lawyer
You deal with the same lawyer throughout, and you are told early if anything changes.
Your team
Who you will deal with.
Matters are run by the people below, not handed down.
Questions
Frequently asked questions
If your question is not here, it is a good reason for the free call.
Can I move assets into my partner’s name to protect them?
Transfers made to avoid creditors, or for less than full value, can be reversed and can be unlawful. Planning must be done early and properly, and we advise on what will hold.
Is it too late once a claim has been made?
Often, yes. Transfers made after a claim or a debt arises are the ones most likely to be reversed. That is why the planning is done while nothing is wrong.
What does it cost?
Most document work (leases, agreements, structures) is quoted as a fixed fee from the outset. Debt recovery is staged: a fixed fee for the letter of demand and for a statutory demand, then a written estimate for any court step. Larger matters such as a business sale or a contested proceeding are scoped and estimated in writing before we start, and you are told early if anything changes.
More in debt recovery and insolvency
View all commercial law- Debt recoveryLetters of demand, payment plans, statutory demands and court claims for unpaid invoices and loans.Read more
- Statutory demands and winding upStatutory demands served and defended, and winding-up applications in the Supreme Court.Read more
- Bankruptcy notices and petitionsBankruptcy notices and creditor’s petitions to recover judgment debts from individuals.Read more
- Enforcing judgmentsWarrants, attachment of earnings and debts, and examinations, to turn a judgment into payment.Read more
- Corporate insolvencyAdvice for directors of companies in financial trouble, and for creditors when a company fails.Read more
- Personal insolvencyAdvice for individuals with debts they cannot pay, including alternatives to bankruptcy.Read more
Tell us what is going on. We will tell you where you stand.
A free 15-minute call. If it is a matter for us, you are booked in with the right solicitor before the call ends. If it is not, we will say so.


