Plan early,
while times are good.

Asset protection works when it is done early, openly and for good reasons. We help business owners and families structure their affairs so a business failure or claim does not take everything with it.

Client reviews

Commercial law clients,
in their own words.

Is this you?

When people come to us about asset protection and restructuring.

Each of these is a good reason to call, and none of them is too early.

  • Your family home is in the name of the director who signs the guarantees.
  • You are about to take on a large project or contract.
  • The business has grown and personal and business assets are mixed together.
  • Your accountant has suggested restructuring the group.

How we help

The time to protect assets is when nothing is wrong.

Transfers made to defeat creditors can be reversed by a trustee in bankruptcy or a liquidator, and in some cases are offences. Planning done early, for genuine reasons and for full value, is far more likely to hold.

We work with your accountant on structures that separate risk from wealth, from trading and holding entities to trusts and the ownership of the family home, and on restructuring a business that has outgrown its structure.

What we do

  • A review of personal and business risk
  • Holding and trading structures
  • Trusts and the ownership of the family home
  • Guarantees, securities and director exposure
  • Group restructures, with your accountant
  • Wills and succession aligned with the structure

What happens first

Your first week with us.

A matter should feel different from the first call. This is what you can expect before anything is signed or sent.

What it costs
  1. The first call: what the real question is

    Most commercial matters turn on one or two points. We find them first, so the work goes where it counts.

  2. Within the week: a strategy and a written estimate

    What a good outcome looks like, how we propose to reach it, and what it will cost, before any letter is sent.

  3. Deadlines first

    Statutory demands, court documents and notices carry short time limits. We deal with those before anything else.

  4. From then on: one senior lawyer

    You deal with the same lawyer throughout, and you are told early if anything changes.

Questions

Frequently asked questions

If your question is not here, it is a good reason for the free call.

  • Can I move assets into my partner’s name to protect them?

    Transfers made to avoid creditors, or for less than full value, can be reversed and can be unlawful. Planning must be done early and properly, and we advise on what will hold.

  • Is it too late once a claim has been made?

    Often, yes. Transfers made after a claim or a debt arises are the ones most likely to be reversed. That is why the planning is done while nothing is wrong.

  • What does it cost?

    Most document work (leases, agreements, structures) is quoted as a fixed fee from the outset. Debt recovery is staged: a fixed fee for the letter of demand and for a statutory demand, then a written estimate for any court step. Larger matters such as a business sale or a contested proceeding are scoped and estimated in writing before we start, and you are told early if anything changes.

Tell us what is going on. We will tell you where you stand.

A free 15-minute call. If it is a matter for us, you are booked in with the right solicitor before the call ends. If it is not, we will say so.