Guarantee advice,
usually the same day.
Before you guarantee someone else’s loan, the bank will usually want you to receive independent legal advice. We explain what you are signing, answer your questions and sign the certificate, usually on the same day.
Client reviews
Property law clients,
in their own words.
Been dealing with Dinesh, Pallavee and his staff for over 10 years, more than 20 properties settled through them. The amount of expertise Joshi Lawyers has is next to none… every question answered and every transaction handled in the most professional way.
Ankur AnandProperty investor · Google review, 2018 Made a complex process simple. I received pro-active phone calls and emails letting me know about timeframes and deadlines… Everything was completed remotely and so easy, as well as regular communication which far exceeded my expectations.
Dhaval PatelHome buyer · Google review, 2020 I’ve used Joshi Lawyers a few times now and have always had a good experience with them. The communication and service from their team throughout the entire process from start to finish is great, and they are cost-effective, too.
Ian HProperty and conveyancing client · Google review, 2019 We bought our first commercial property and Dinesh looked after our file… sent us all information three days prior with all calculations, and kept us posted with all changes on the settlement date. A hassle-free experience.
Ravneet KaurCommercial property buyer · Google review, 2020 The process went smooth with no stress, communication was easy and we were kept informed throughout the process. We can’t recommend them enough and we will definitely be using their services for future settlements.
Dureka HomesBuilder · Google review, 2019 I am with them for the past 5 years for several land purchases. In all instances they have provided great service to me… taking ownership and providing extra-mile service.
Sumita MukherjeeLand investor · Google review, 2019
Is this you?
When people come to us about a guarantee.
Each of these is a good reason to call, and none of them is too early.
- You are guaranteeing your child’s home loan.
- Your company is borrowing and the bank wants a director’s guarantee.
- The bank has asked for a solicitor’s certificate before it releases funds.
- You are refinancing and the lender wants independent advice.
How we help
A guarantee is a promise to pay someone else’s debt. You should know what it covers.
A guarantee can put your own home at risk if the borrower cannot pay. The advice is there to make sure you understand the amount, the security, how long it lasts and what happens if things go wrong, before you sign.
We go through the documents with you in person or by video, usually in 30 to 45 minutes, and sign the certificate your lender requires. If something in the documents concerns us, we tell you.
What we do
- Guarantees and indemnities for family members and companies
- Loan, refinance and family-assisted purchase documents
- Meetings in person or by video
- Advice in English, Mandarin, Hindi or Marathi
- The solicitor’s certificate your lender requires
What happens first
Your first week with us.
A matter should feel different from the first call. This is what you can expect before anything is signed or sent.
The first call: what is at stake
What has happened, what the documents say, and any date that cannot be missed, such as a settlement or a notice period.
In writing: the steps and the cost
What needs to happen and in what order, with the fee quoted or scoped in writing before the work starts.
Urgent matters first
Guarantee advice is usually given the same day, and a caveat can be lodged the same day where you hold an interest in the land.
From then on: one lawyer, no chasing
The same lawyer sees the matter through, and you are told what is happening at each step.
Your team
Who you will deal with.
Matters are run by the people below, not handed down.
Questions
Frequently asked questions
If your question is not here, it is a good reason for the free call.
How quickly can you do it?
Usually the same day. Send us the guarantee and loan documents, we meet in person or by video, and sign the certificate the bank requires.
Can you advise the borrower and the guarantor together?
The advice must be independent, so the guarantor is advised separately from the borrower. We explain how that works when you book.
What does it cost?
Conveyancing is a fixed fee, quoted before you engage us. Development, SMSF and commercial property work is handled by senior lawyers and scoped in writing before it starts, so you know what you are committing to and what you will get for it.
More in lending, titles and disputes
View all property law- CaveatsCaveats lodged to protect your interest, and unjustified caveats removed from your title.Read more
- Private mortgages and loansLoan agreements and mortgages for family and private lending, drafted and registered on title.Read more
- Co-ownership agreementsAgreements for friends, family and partners buying together, covering contributions, costs and exits.Read more
- Deceased estate transfersProperty transferred after a death by survivorship, transmission and sale or transfer to beneficiaries.Read more
- Easements, covenants and boundariesEasements, restrictive covenants, boundary disputes, dividing fences and adverse possession.Read more
- Settlement delays and defaultsLate settlements, default and rescission notices, extensions and penalty interest, for buyers and sellers.Read more
Tell us what is going on. We will tell you where you stand.
A free 15-minute call. If it is a matter for us, you are booked in with the right solicitor before the call ends. If it is not, we will say so.